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Change your kids health insurance during open enrollment time – Happening right now!

September 18, 2011 8:18 pm Published by Leave your thoughts

It’s Open Enrollment Time!  In Washington State, beginning on 9/15/11 and ending on 10/31/2011, you can buy or change health insurance for kids under 19 in the private, individual health insurance market. It’s a big deal.   Right now you have choice for your kids health insurance.  The insurance carriers can’t deny them insurance or apply a pre-existing insurance clause to them because of medical history.  Basically, there are no health questions asked, they will accept your children for health insurance when you complete an application and...


Why do I need Life Insurance?

January 6, 2011 5:47 pm Published by Leave your thoughts

It is the only insurance you are guaranteed to use.    Imagine your spouse/parents/partners/children receiving an envelope when you die.  Does the envelope contain the life insurance death benefit that is going to help them get through the entire process of dealing with your death and all of the financial responsibilities you created?   Or instead, without life insurance,  is the envelope empty?   Where do they begin?  Life Insurance will provide them with the primary financial tool to begin...


Are the eligibility requirements for group health insurance changing?

January 6, 2011 5:38 pm Published by Leave your thoughts

Yes!  October 1, 2010, in Washington State, one of the biggest criteria to qualify for a group health insurance plan changes from a minimum of two individuals to one.   This change is incredibly positive and you have to ask yourself:   How often does this happen in the health insurance arena!   For an individual business owner, like myself, this is a tremendous option and one that has me very happy.  I will now be able to move from an individual...


When should I review my insurance?

January 6, 2011 5:28 pm Published by Leave your thoughts

Once a year, at a minimum, and June is a great time of year to put it on the calendar. Nobody wants to have an “insurance ouch” at claim time. Follow this checklist for an easy way to accomplish it: 1. Call your agent for the most current declaration page (shows your coverages and what is covered) and policy and have them email or mail it to you.  You should be able to log in to a site and have...


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