Is Your Short Term Medical Insurance ending?

At our agency we have seen a rise in the number of folks who are looking for health insurance right now since their short term medical insurance ended.  None of them realized that they did not have ACA compliant health insurance.  This means that they do not have a qualifying event to sign up for health insurance and cannot sign up for an ACA complaint health insurance plan.

ACA compliant health insurance is referred to as Obamacare and this health insurance covers the 10 essential health benefits and covers pre-existing conditions.

One of the folks told us that he thought he found a good deal when he signed up and didn’t really know it was even a short term medical plan.  This is particularly worrisome since the health issues he was diagnosed with while he was on the plan are not covered on a new short term medical plan (they are now a pre-existing condition).  Since he is responsible for his own health insurance, he will have to wait until Open Enrollment to sign up for an ACA compliant plan to help him.

Short term medical plans do have a place for the right situation.  For example, a healthy person needs coverage for 30 days while waiting for their work benefits to begin.  They are just not the deal some folks think they are.

Remember, there are no deals when it comes to health insurance premiums.

 

 

 

 

HEALTH INSURANCE PLAN LEAVING YOUR COUNTY FOR 2018

You may have recently been notified by your health insurance carrier that your current individual and family health insurance plan is going to be leaving the county you live in for 2018

There is nothing that you can do right now

• The health insurance plan you have now will provide your benefits until December 31, 2017
• The health insurance carriers that are offering plans in the individual and family market have submitted their 2018 plan designs and rates to our insurance commissioner. We are all waiting for the final decision.
• As a health insurance agency, the carriers will notify us with your options. We will then be prepared to review them all during Open Enrollment.
• Open Enrollment begins November 1st

 We are your health insurance partner and looking forward to assisting you with ALL your insurance options for 2018

BIG Insurance will help you with your strategy and keep you moving forward for 2018

Contact us:
Theresa Baker    Theresa@bakerig.com
Michelle Larson    Michelle@bakerig.com
BIG Agency 425-292-0004          www.bakerig.com